Trademarks and copyrights mentioned on this web page are the ownership of their respective companies. The names of products and services presented are used only in an educational fashion and to the benefit of the trademark and copyright owner, with no intention of infringing on trademarks or copyrights.

AnnuityProUSA                                                                        is a trademark and copyright owned by CA Financial Services.

AnnuityProUsa - Important disclaimer:

Please read this page very carefully. This web site is offered conditionally upon acceptance by the visitor of the terms and conditions set out below. By accessing and using this web site, you are acknowledging and agreeing fully to the following terms and conditions:

• AnnuityProUsa/CA Financial Services is providing this web site and its information for guidance and educational purposes only.
• Any plan details mentioned on this website are not specific to any plan offered by any company and are subject to change at any time. 
• This website is not an offer to solicit or purchase any particular plan of insurance through any particular insurance company.  If you wish specific details about any current annuity or long term care plan and availability, please contact us for a policy brochure and company information.  Not all plans are available at all ages or in all states.
• The web site of AnnuityProUsa/CA Financial Services and any information herein is provided for educational purposes and is intended only for use by: Private investors and consumers in the states, municipalities and jurisdictions where CA Financial Services of Huntersville, North Carolina is licensed to do business. 
• Please inquire about our licensing.  If you live in a state where we are not currently licensed, we will obtain the necessary state licenses required to assist you with your planning.
• This web site is not intended to provide investment, tax, or legal advice.  Please consult an appropriate advisor for legal or tax issues, questions and advice.
• The information contained herein has been compiled from sources deemed reliable and it is accurate to the best of our knowledge and belief; however, AnnuityProUsa/CA Financial Services cannot guarantee as to its accuracy, completeness and validity and cannot be held liable for any errors or omissions. Changes are periodically made to this web site and may be made at any time.
• All information contained herein should be independently verified and confirmed.
• AnnuityProUsa/CA Financial Services does not accept any liability for any loss or damage howsoever caused in reliance upon such information.
• Reader agrees to indemnify and hold harmless AnnuityProUsa/CA Financial Services from and against any damages, costs and expenses, including any legal fees, potentially resulting from the application of any of the information provided by AnnuityProUsa/CA Financial Services. This disclaimer applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action.
• The analysis, ratings and/or recommendations of products and services made by AnnuityProUsa/CA Financial Services and/or any of its suppliers do not provide, imply, or otherwise constitute a guarantee of performance.
• Past actual or simulated performance is no guarantee of future results. Therefore it should not be assumed that future results will be profitable or will equal past performance, real, indicated or implied.
• No guarantee is offered by AnnuityProUsa/CA Financial Services regarding the accuracy, suitability or profitability (either expressed or implied) of any of the information provided.
• The web site of AnnuityProUsa/CA Financial Services includes hypothetical examples. These results have certain limitations. Due to the fact that these examples have not actually been executed in realtime, actual results may be different, under or over compensated for results.
• Hypothetical performance results are generally prepared with the benefit of hindsight.
• The web site of AnnuityProUsa/CA Financial Services has been prepared solely for educational purposes, and is not an offer to buy or sell or a solicitation of an offer to buy or sell any insurance product, security or instrument or to participate in any particular trading or market strategy.
• The examples discussed on the web site of AnnuityProUsa/CA Financial Services may be unsuitable for investors/consumers depending on their risk tolerance, specific investment objectives and financial position.
• Any market exposure always entails the possibility of substantial loss of equity, so please do not risk anything that you cannot afford to lose.
• Reader agrees to assume all risk resulting from the application of any of the information provided by AnnuityProUsa/CA Financial Services.
• Any commercial realization of the information provided by the web site of AnnuityProUsa/CA Financial Services without written permission from AnnuityProUsa/CA Financial Services is strictly forbidden.
• Trademarks and copyrights used or mentioned on the web site of AnnuityProUsa/CA Financial Services are the ownership of their respective companies/owners. The names of products and services presented are used only in an educational fashion and to the benefit of the trademark and copyright owner, with no intention of infringing on trademarks or copyrights.
• By using this web site, including any applets, software and content contained therein, the visitor agrees that the use of this web site is entirely at his/her own risk.
• No endorsement of any third-party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to this web site.

Thank you very much for reading and understanding this disclaimer.